Dewayne Smith

Did you know State Farm offers Life Insurance? During Life Insurance awareness month, it’s so important to learn the options you have to protect your family. We pride ourselves on having a comprehensive conversation to make sure we are providing you the right policy for your budget.

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Welcome to the DeWayne Smith State Farm Agent office, where we have proudly served the Ringgold, GA community for 43 years. As a second‐generation State Farm Agent, I bring decades of experience and a deep understanding of insurance to the role, having opened our office in 1985. From day one, my focus has been on helping people choose coverage that truly fits their lives, with clear guidance and personal attention.

Our office proudly serves Ringgold, Tunnel Hill, and Ft. Oglethorpe in Catoosa County, as well as East Ridge in Hamilton County, TN. Whether you’re a new driver looking for Auto Insurance, a growing family exploring Life Insurance, or settling into a home and need Home Insurance or Renters Insurance, my team and I are here to help you feel confident in your choices. We take the time to understand your situation so your coverage makes sense today and as life changes. We also offer Condo Insurance, Pet Insurance for your furry companions, Motorcycle Insurance for time on the open road, and Boat Insurance for those who love being on the water. No matter the question or stage of life, our goal is to help you make informed decisions and feel comfortable with the protection you have in place.

Outside of the office, I enjoy golfing, fishing, and watching sports. My father was also a State Farm Agent, and I’m proud to continue that family tradition. I’ve been married for 43 years. and am a proud parent and grandparent. Giving back locally is important to us, and we stay involved with Ringgold High School through donations and sponsorships. Building long‐term relationships and being a Good Neighbor is at the heart of everything we do.

Call the office today and see what it’s like to work with a team that truly cares about this community.

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Dewayne, your local State Farm agent in Ringgold, GA, is here to help.

Q: How soon can I get insured for my car?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Have questions? Dewayne in Ringgold can walk you through your options.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Dewayne works with Ringgold residents to find coverage that fits.

Q: What does renters insurance cover?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Connect with Dewayne for insurance guidance in Ringgold.

Q: Do you have to have home insurance?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. In Ringgold, you can count on Dewayne for personalized service.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. Dewayne is here to help your Ringgold household feel covered.